Business Development Manager
2 days ago
Company Overview
FORT KNOX OUTSOURCING is a leading commercial bank with offices on three continents, providing top-notch financial services to clients worldwide.
We are currently seeking an experienced Loan Officer to join our team in Ibadan, Lagos, or Abuja. As a key member of our lending team, you will play a critical role in evaluating client creditworthiness, assessing risk ratios, and making informed loan decisions.
Job Description
- Evaluate clients' financial information to determine their creditworthiness.
- Physically verify merchants' locations and business financial health for loan consideration.
- Interview merchants to determine their financial eligibility and feasibility.
- S support merchants with questions they may have.
- Justify loan approval or rejection decisions and report on them.
- Maintain an active knowledge base of the organization's loan products and understand the qualifications required of each merchant.
- Build long-term, trusting relationships with customers.
- Grow and achieve loan portfolio targets for merchants.
Required Skills and Qualifications
- A First Degree (BSC/HND)
- 1 year minimum relevant work experience in a microfinance bank
- Excellent knowledge of loan application procedures
- Socially and emotionally aware
- Must have a smartphone
- Strong communication skills and proven customer service experience
- Exceptional analytical skills and ability to work with complicated financial data
- Demonstrable knowledge of credit risk analysis
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