Financial Services Manager

3 days ago


Owerri, Imo State, Nigeria Micash microfinance cooperative Full time
Overview

The Financial Services Manager plays a pivotal role in the success of Micash microfinance cooperative by overseeing the loan application process, assessing creditworthiness, and ensuring timely disbursement and recovery of loans.

Responsibilities
  • Customer Guidance: Assist customers in understanding MiCash's loan products and guide them through the loan application process, providing ongoing support during loan repayment periods.
  • Credit Evaluation: Evaluate the financial status of loan applicants by reviewing credit histories and financial documentation.
  • Field Visits and Interviews: Conduct field visits and interviews with customers to verify loan applications and assess creditworthiness.
  • Loan Approval and Management: Approve or reject loan applications based on risk assessment and MiCash's loan policies, ensuring that loan agreements are properly drafted, signed, and filed.
  • Loan Repayment Monitoring: Monitor loan repayments and follow up with clients who are late on payments to avoid defaults.
Working Conditions

As a key member of the team, the Financial Services Manager will work closely with the administrative office to ensure that all loans are accurately recorded and daily transactions are balanced.


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