SME Relationship Officer
1 week ago
Job Title: SME Lending Specialist
We are seeking a skilled SME Lending Specialist to join our team. The ideal candidate will have a strong background in finance, excellent analytical skills, and the ability to communicate effectively with clients.
- Key Responsibilities:
- Prospect for new SME clients and assess their creditworthiness.
- Analyze financial statements to determine loan repayment capacity.
- Recommend loans to the credit unit for approval.
- Conduct loan appraisals and collect detailed information about clients and guarantors.
- Visit clients and guarantors before disbursement.
- Monitor and follow up on loan repayments to ensure 100% repayment.
- Develop market intelligence and conduct research to identify new business opportunities.
- Develop sales initiatives and communicate product essentials to clients.
- Maintain good relationships with clients and communicate effectively with internal stakeholders.
- Stay up-to-date with industry trends and developments.
- Perform other duties as assigned by team lead and management.
- Requirements:
- Bachelor's degree in Social Sciences or a related field.
- Minimum 2 years' experience in SME lending in a financial institution.
- Strong analytical and interpersonal skills.
- Excellent communication and reporting skills.
- Computer literacy.
About Us: We are a leading financial institution dedicated to providing innovative banking solutions to businesses and individuals. Our team is passionate about delivering exceptional customer service and driving growth in the market.
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