SME Relationship Officer

1 week ago


Lagos, Lagos, Nigeria Addosser Microfinance Bank Full time

Job Title: SME Lending Specialist

We are seeking a skilled SME Lending Specialist to join our team. The ideal candidate will have a strong background in finance, excellent analytical skills, and the ability to communicate effectively with clients.

  • Key Responsibilities:
  • Prospect for new SME clients and assess their creditworthiness.
  • Analyze financial statements to determine loan repayment capacity.
  • Recommend loans to the credit unit for approval.
  • Conduct loan appraisals and collect detailed information about clients and guarantors.
  • Visit clients and guarantors before disbursement.
  • Monitor and follow up on loan repayments to ensure 100% repayment.
  • Develop market intelligence and conduct research to identify new business opportunities.
  • Develop sales initiatives and communicate product essentials to clients.
  • Maintain good relationships with clients and communicate effectively with internal stakeholders.
  • Stay up-to-date with industry trends and developments.
  • Perform other duties as assigned by team lead and management.
  • Requirements:
  • Bachelor's degree in Social Sciences or a related field.
  • Minimum 2 years' experience in SME lending in a financial institution.
  • Strong analytical and interpersonal skills.
  • Excellent communication and reporting skills.
  • Computer literacy.

About Us: We are a leading financial institution dedicated to providing innovative banking solutions to businesses and individuals. Our team is passionate about delivering exceptional customer service and driving growth in the market.



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