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Loan Credit Portfolio Manager

2 months ago

Ibadan, Oyo State, Nigeria Fort Knox Outsourcing Full time
Job Title: Loan Credit Officer

FORT KNOX OUTSOURCING - Our client, a leading commercial bank, is seeking a skilled Loan Credit Officer to join their team.

Job Summary

As a Loan Credit Officer, you will be responsible for evaluating clients' financial information, verifying merchants, and assessing risk ratios. You will work closely with merchants to determine their financial eligibility and feasibility, and provide support with any questions they may have.

Responsibilities
  • Onboard viable merchants on the business platform.
  • Evaluate credit worthiness of merchants.
  • Physically verify merchants' location and business financial health for loan consideration.
  • Interview merchants to determine their financial eligibility and feasibility.
  • Support merchants with questions they may have.
  • Justify decisions (approvals/rejections) and report on them.
  • Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each merchant.
Qualifications & Skills
  • A First Degree BSC/HND.
  • 1 year minimum relevant work experience in a microfinance bank.
  • Excellent knowledge of loan application procedures.
  • Socially and emotionally aware.
  • Must have a smartphone.
  • Strong communication skills and proven customer service experience.
  • Exceptional analytical skills and the ability to work with complicated financial data.
  • Demonstrable knowledge of credit risk analysis.