Strategic Loan Portfolio Manager for Nigeria Expansion
2 weeks ago
As a seasoned loan professional, you will play a key role in driving our company's loan strategy in Nigeria. With a deep understanding of lending principles and a keen eye for detail, you will be responsible for evaluating clients' financial information, verifying merchants, and assessing risk ratios.
Main Responsibilities- Merchant Onboarding: Onboard viable merchants onto our business platform.
- Credit Evaluation: Evaluate the creditworthiness of merchants.
- Risk Assessment: Physically verify merchants' locations and assess their business financial health for loan consideration.
- Interviews and Eligibility: Interview merchants to determine their financial eligibility and feasibility.
- Support and Decision-Making: Support merchants with questions they may have and justify decisions on approvals or rejections.
- Knowledge Management: Maintain an active knowledge base of our organization's loan products and understand the qualifications required for each merchant.
- Customer Relationships: Build long-term, trusting relationships with customers.
- Performance Targets: Grow and achieve loan portfolio targets for merchants.
- Education: A First Degree is required.
- Experience: Minimum 1 year of relevant work experience in a financial organization, preferably microfinance banks or fintechs.
- Skills: Excellent knowledge of loan application procedures, strong communication skills, and proven customer service experience.
- Analytical Skills: Exceptional analytical skills and the ability to work with complicated financial data.
- Credit Risk Analysis: Demonstrable knowledge of credit risk analysis.
We offer a competitive salary of #130,000 for this role. If you are a driven and results-oriented individual with a passion for lending and a deep understanding of the Nigerian market, we encourage you to apply.
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